Buying a home in 2023 is a daunting and overwhelming process, and the price of buying a house in New Jersey only makes it more stressful.

If you're one of the hundreds of thousands of first-time home buyers in Ocean or Monmouth county then you know this first hand.

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My wife and I just started to think about buying a home in Ocean County so we can get out of our little Seaside Heights apartment, but based on the prices we've seen so far that may still be a few years out.

It's almost hard to believe that just a few short years ago, Ocean County was considered an affordable place to live with a lot of homes listed for less than three hundred thousand dollars.

Now, finding a house for the price point is almost laughable.

Photo by Towfiqu barbhuiya on Unsplash
Photo by Towfiqu barbhuiya on Unsplash
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A big part of the issue, at least what we've been told by a few of the realtors we've spoken to, is a lack of inventory and high demand.

That and an incredibly high-interest rate is making it very difficult to find anywhere remotely affordable to live.

That being said, there are still some towns that are considered affordable for first-time home buyers despite the fact that most home prices have nearly doubled in the past two years.

Photo by Alexander Mils on Unsplash
Photo by Alexander Mils on Unsplash
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According to APP, places like Ocean Gate, Seaside Heights, and Little Egg Harbor are among the most affordable areas to live in Ocean County.

The price for a house is still somewhere in the low to mid-300's but when you look at prices throughout the state that is actually pretty reasonable.

Here are the 10 most affordable towns in Ocean and Monmouth County to buy a home in.

The 10 Most Affordable Places To Buy A Home In Ocean And Monmouth County

According to APP, these ten towns are the most affordable to buy a home in right now.

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